★ Trusted by 3,000+ Businesses

Stop Losing Money
on Payroll &
Payment Fees.

We connect you directly with ADP for full-service payroll
Processing rates as low as 1.49% — no hidden fees
Month-to-month — no long-term lock-in
Dedicated account manager, live U.S. support 365 days
Questions? Talk with a specialist: (347) 320-5538

🎉 Free · No Obligation · 2-Minute Form

See How Much You Could Save

Fill out the form and we'll connect you with ADP for payroll and review your payments setup — completely free.

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MR
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3,000+ business owners already saving with Paymovo ★★★★★

1
Your Info
2
Your Business

Takes 60 seconds  ·  No spam, ever

You're all set!

We'll be in touch within 2 business hours.

🤝

ADP Authorized Partner

We connect your business directly with ADP — getting you set up with industry-leading payroll at preferred partner pricing.

Next-Day Deposits

Get your money faster. We offer next-day funding on most transactions — no waiting around.

📞

24/7 Live Support

Real people answer your calls. Your dedicated account manager picks up — every time.

How It Works

From your first call to your first payroll run, we make switching painless.

1
📋

Free Consultation

Tell us about your business, your current setup, and your biggest pain points. A specialist will build a picture of exactly what you need.

2
📊

Custom Proposal

We analyze your current statements, payroll costs, and processing fees — then show you exactly how much you'll save with Paymovo.

3
🚀

Quick Setup

We send your info to ADP and handle the referral process. ADP's team takes it from there and gets you fully onboarded with zero disruption.

Everything Your Business Needs

From paying your team through ADP to processing every sale, we've got the tools and the expertise.

💼

Payroll via ADP

We send your information directly to ADP and connect you with their expert team — getting you set up with industry-leading payroll at preferred partner pricing.

💳

Credit Card Processing

Accept all major cards with rates as low as 1.49%. No hidden fees, no surprises on your statement.

🖥️

POS Systems

Modern point-of-sale hardware and software for restaurants, retail, and service businesses.

📈

Capital Partners

We connect growing businesses with private equity and venture capital partners ready to invest in your next stage of growth.

Built for the Businesses That Built America

🍽️

Restaurants & Cafés

Table-side payments, tip management, split checks

🔨

Contractors

Mobile payments, payroll via ADP, job-site invoicing

🛍️

Retail Stores

Inventory integration, loyalty programs, multi-terminal

🏥

Medical Offices

HIPAA-compliant billing, insurance co-pays, patient portal

⚙️

Service Businesses

Recurring billing, field service payments, subscriptions

💈

Salons & Spas

Booth rent billing, tip tracking, staff payroll, appointments

Yeah, We Cover That

Real savings from real clients — this is what switching to Paymovo actually looks like.

Processing Fees — Restaurant

Casa Reyes — Monthly CC Processing

Previous processor fees$2,695/mo
Paymovo fees$1,255/mo
Annual savings$17,280
Verified client — March 2024
Payroll — Contractor

Brennan Contracting — 18 Employees

Previous payroll provider$680/mo
Paymovo via ADP$410/mo
Time saved per run4+ hours
Verified client — January 2024
Combined Services — Medical

Lakeside Family Clinic — Full Package

Previous total costs$3,840/mo
Paymovo total$2,290/mo
Annual savings$18,600
Verified client — June 2024

We Work for You, Not the Banks

Unlike big processors who treat you like a number, we assign every client a dedicated account manager who actually picks up the phone.

  • Transparent pricing — no surprise fees, ever
  • Switch in as little as 48 hours with zero downtime
  • Month-to-month contracts — no long-term lock-in
  • Free statement analysis to find your savings
  • Live U.S.-based support, 365 days a year
  • Works with your existing equipment or we'll upgrade you free
0
Businesses Served
$0B
Processed Annually
0
In Business

Average savings when switching to Paymovo:

Processing feesSave 20–40%
Payroll (via ADP)Save 15–30%
Admin timeSave 5+ hrs/week

How Much Could You Save?

Move the slider to match your monthly revenue. See what Paymovo clients in your range typically save.

$10K / mo$500K / mo

Your Monthly Revenue

$75,000

Estimated Monthly Savings

$1,125

That's Annually

$13,500

Based on average savings of 1.5% in processing fees across Paymovo clients

What Our Clients Say

★★★★★

"With ADP through Paymovo, payroll takes 15 minutes. My crews get paid on time every time, taxes are just handled, and I got my Fridays back. Huge weight off my shoulders."

DB
Dave Brennan
Owner, Brennan Contracting
★★★★★

"Paymovo saved my restaurant over $14,000 last year in processing fees alone. The POS system has been rock solid through our busiest weekends."

MR
Marco Reyes
Owner, Casa Reyes Restaurant
★★★★★

"Our medical billing is so much cleaner now. Co-pays, HSA cards, staff payroll — Paymovo handles it all. I'd recommend them to any practice."

SA
Dr. Sarah Ahmed
Practice Manager, Lakeside Family Clinic
★★★★★

"Switching to Paymovo was the best business decision I made last year. Our salon saves over $800 a month in processing fees and payroll is completely hands-off now."

JL
Jessica Lane
Owner, Studio Luxe Salon

Frequently Asked Questions

When you come to us, we gather your business details and send them directly to ADP. From there, ADP's expert implementation and support teams handle your setup and ongoing payroll needs. You get ADP's industry-leading technology at preferred partner pricing — with Paymovo making sure you're matched with the right solution from the start.

Most clients are fully live within 48 hours. We handle all the paperwork, account setup, and integration with your existing systems. There is zero downtime — you don't skip a beat.

No. We operate on month-to-month agreements because we believe our service should earn your business every month. You are never locked in, and there are no cancellation penalties.

Send us your last 3 months of processing statements and your current payroll invoices. We will break down every line item, show you exactly what you are overpaying, and present a side-by-side comparison of what Paymovo would cost. No strings attached.

In most cases, yes. We integrate with all major POS platforms, accounting software, and HR systems. If your equipment is newer, we can often keep it and just improve your rates. If an upgrade makes sense, we will tell you honestly.

We work with restaurants, contractors, retail stores, medical offices, service businesses, salons and spas, and any small to mid-size business that processes payments or runs payroll. If you have employees or take card payments, we can help.

Before You Go

No. Month-to-month, always. We believe our service should earn your business every month — not lock you in.

Most clients are fully live within 48 hours. We handle everything — paperwork, setup, and integration. You don't skip a beat.

Processing starts at 1.49%. Payroll pricing depends on your team size — we'll show you the exact number on your free call. No hidden fees, ever.

See all frequently asked questions

Ready to Stop Overpaying?

Get your free statement analysis and see exactly how much you could save.

Call us now: (347) 320-5538

Monday–Friday 8AM–8PM ET · Saturday 9AM–5PM ET

Complete Business Solutions

Everything you need to run your business faster, smarter, and more profitably — under one roof.

Powered by ADP

Enterprise Payroll, Local Support

As an authorized ADP partner, we connect your business directly with ADP's expert implementation team. We gather your information, match you with the right ADP solution, and make sure you're fully supported from day one.

🤝

Why go through Paymovo? We send your information directly to ADP and advocate on your behalf — making sure you're matched with the right plan, at preferred partner pricing, with ADP's full implementation and support team behind you.

  • Full-service ADP payroll with automatic tax filing
  • Same-day and next-day direct deposit
  • W-2, 1099, and year-end filing handled for you
  • New hire reporting and digital onboarding
  • Time tracking, PTO, and scheduling tools
  • HR compliance support and workers' comp integration
  • Preferred ADP pricing — we advocate on your behalf
ADP
ADP Authorized Partner
Referred & supported by Paymovo
Friday, 5 PM
12 employees · $28,450 total
Taxes withheld$7,112.50
Employer taxes$2,179.43
Net direct deposits$21,337.50

Rates That Won't Eat Your Margin

We negotiate directly with processors so you don't have to. Get the lowest rates available with complete transparency on every transaction.

  • Rates starting at 1.49% + $0.10 per transaction
  • Accept Visa, Mastercard, Amex, Discover, and contactless
  • Next-day funding for most transaction types
  • Online payments, tap-to-pay, and virtual terminals
  • Chargeback protection and dispute management
  • Free interchange analysis of your current statement
This Month's Processing
$84,230
↓ Fees: $1,255 (1.49%)
Previous processor fees
$2,695
With Paymovo
$1,255
You save $1,440/month →

Modern POS That Just Works

From tablets on restaurant tables to full retail terminals, we deploy and support the hardware and software that fits your workflow.

  • Touch-screen terminals, tablets, and mobile options
  • Real-time sales reporting and inventory management
  • Employee management, scheduling, and time clocks
  • Loyalty programs and digital gift cards
  • Kitchen display systems for restaurants
  • Offline mode — keeps running if internet goes down
  • Free hardware with qualifying processing agreements
Today's Sales Dashboard
Transactions
247
Avg Ticket
$34.20
Top Items TodaySales
Grilled Salmon$1,240
House Burger$980
Craft Cocktails$760

Access to Private Equity & Venture Capital

When your business is ready to scale, we open doors. Paymovo connects you with a curated network of private equity and venture capital partners actively looking to invest in businesses like yours.

  • Introductions to vetted PE and VC partners
  • Growth capital from $500K to $50M+
  • Funding strategies tailored to your industry
  • Guidance through due diligence and deal structuring
  • Minority and majority investment options
  • Relationships with 50+ active investor groups nationwide
Capital Partnership Overview
$50M+
Available across our investor network
PE Partners30+ Active Groups
VC Partners20+ Active Groups
Avg Deal Size$2.5M
Industries CoveredAll 50 States

Not Sure Which Service You Need?

Talk to a specialist for 15 minutes and we'll map out exactly what would help your business most.

Built by Business Owners, for Business Owners

Paymovo was founded in 2016 to help small businesses access better payroll and payment solutions. As an authorized ADP partner, we connect businesses directly with ADP while also offering competitive credit card processing, POS systems, and connections to private equity and venture capital partners.

Today, we serve over 3,000 businesses across all 50 states with the same mission: give every small business access to enterprise-grade tools at prices that make sense.

0
Founded
0
Clients
0
States
Annual volume processed
$2.1 Billion

Our Values

🔍

Radical Transparency

No hidden fees, no fine print. Every charge is explained and justified. Always.

🤝

Long-Term Partnership

We're not chasing a sale. We're building a relationship that grows with your business.

Responsive Service

Real people answer your calls. We guarantee a response within 2 hours, every time.

📈

Your Success is Ours

When you grow, we grow. Every recommendation is about your bottom line, not ours.

The Paymovo Blog

Expert insights on payroll, payments, and growing your small business — written by people who've been there.

Payroll 💼

June 2026 · 5 min read

How to Choose the Right Payroll Provider for Your Small Business

Not all payroll providers are created equal. Here's exactly what to look for — and the red flags to avoid — before you sign anything.

Read Article →
Payroll 🤝

May 2026 · 6 min read

ADP vs. Doing Payroll Yourself — What It Really Costs You

Manual payroll feels free — until you calculate the hours, errors, and IRS penalties. We break down the real numbers side by side.

Read Article →
Payroll ⚠️

April 2026 · 4 min read

Common Payroll Mistakes Small Businesses Make (and How to Avoid Them)

From misclassifying employees to missing tax deadlines — these are the payroll mistakes that cost small businesses thousands every year.

Read Article →
Payments 💳

June 2026 · 5 min read

Why Your Credit Card Processing Fees Are Higher Than They Should Be

Most small business owners are overpaying by 20–40% and don't even know it. Here's how processors hide fees — and how to fight back.

Read Article →
Payments 🔍

May 2026 · 7 min read

How to Read Your Merchant Statement and Spot Hidden Fees

Your monthly statement is intentionally confusing. This plain-English guide walks you through every line item and shows you where the money goes.

Read Article →
Payments 💵

March 2026 · 4 min read

Cash vs. Card — What Small Businesses Need to Know in 2026

Going cash-only to avoid fees? The math might surprise you. Here's what the data actually says about cash vs. card for small business revenue.

Read Article →
Industry 🍽️

June 2026 · 6 min read

The Restaurant Owner's Guide to Payroll and Tipping Compliance

Tip pooling, tip credits, overtime for tipped employees — restaurant payroll is uniquely complex. Here's what you need to stay compliant.

Read Article →
Industry 🔨

April 2026 · 5 min read

How Contractors Can Simplify Crew Payroll on Job Sites

Managing W-2 employees, 1099 subs, and prevailing wage jobs all at once? Here's how to run payroll for your crew without losing your mind.

Read Article →
Industry 🏥

February 2026 · 5 min read

What Medical Offices Need to Know About Payment Processing

HIPAA compliance, HSA/FSA cards, insurance co-pays — medical billing is different. Here's how to get it right without the headaches.

Read Article →
Business Growth 📈

May 2026 · 5 min read

5 Ways Small Businesses Waste Money on Back-Office Costs

Processing fees, payroll markups, redundant software subscriptions — here are the five biggest back-office money leaks and how to plug them fast.

Read Article →
Business Growth 🚀

March 2026 · 4 min read

How to Switch Payroll Providers Without Missing a Pay Cycle

Scared of switching because something might go wrong on payday? Here's a step-by-step checklist that makes the transition completely seamless.

Read Article →
Business Growth

January 2026 · 6 min read

The Hidden Cost of Doing Payroll Manually

When you add up the time, the errors, the late filings, and the stress — manual payroll is costing you far more than you think. Here's the math.

Read Article →

Ready to Work with a Team That Actually Cares?

Join 3,000+ businesses who made the switch to Paymovo.

Free Payroll Cost Checklist

See exactly what you should — and shouldn't — be paying for.

Let's Start Saving You Money

Fill out the form and a specialist will reach out within 2 business hours. No pressure, no obligation.

Contact Information

📞
Phone

(347) 320-5538
Mon–Fri 9AM–8PM ET

📧
Email

info@paymovo.com

📍
Headquarters

244 5th Ave, Ste. E225
New York, NY 10001

💬
Live Chat

Available on our website
Typical response: under 3 minutes

🎯 Free Statement Analysis

Send us your last 3 months of processing statements and we'll show you exactly how much you're overpaying — and what Paymovo would charge instead.

Get a Free Quote

Fill in your details and a specialist will reach out within 2 hours.

🔒 Your information is secure and will never be shared or sold.

You're all set!

Thanks for reaching out. A specialist will contact you within 2 business hours.

Frequently Asked Questions

Everything you need to know about payroll, payments, and working with Paymovo. Can't find your answer? Call us at (347) 320-5538.

When you come to us, we gather your business details and send them directly to ADP. From there, ADP's expert implementation and support teams handle your setup and ongoing payroll needs. You get ADP's industry-leading technology at preferred partner pricing — with Paymovo making sure you're matched with the right solution from the start.

After we send your information to ADP, their implementation team typically has you fully live within a few business days. We stay in contact throughout the process to make sure everything goes smoothly.

Yes — completely. Federal, state, and local payroll taxes are calculated, filed, and paid automatically on your behalf through ADP. W-2s and 1099s are also prepared and delivered at year end. You never have to think about tax deadlines again.

Absolutely. ADP's platform handles both employee payroll and contractor payments in one place, with the correct tax treatment for each. This is especially useful for contractors, restaurants, and salons that mix full-time staff with independent workers.

Switching is easy. We handle the entire migration — your employee data, pay history, tax records, and direct deposit info all transfer over seamlessly. Most businesses switch without their employees ever noticing a difference.

No. We work with businesses of all sizes — from solo operators paying themselves a salary to companies with hundreds of employees. There is no minimum headcount required to get started.

Our rates start as low as 1.49% + $0.10 per transaction, depending on your volume and business type. We offer interchange-plus pricing — the most transparent model available. No bundled rates or hidden markups.

We support all major credit and debit cards including Visa, Mastercard, American Express, and Discover, as well as contactless payments (Apple Pay, Google Pay), ACH/e-check, and online payments. HSA and FSA cards are also supported for medical offices.

Most clients receive next-day deposits directly into their bank account. Same-day funding is available for qualifying businesses. You'll never wait more than two business days for your money.

We provide full chargeback management support. Our team helps you gather evidence, respond to disputes, and fight illegitimate chargebacks on your behalf. We also provide proactive tools to prevent chargebacks before they happen.

Yes — and it's one of the most valuable things we offer. Send us your last 3 months of processing statements and we will break down every fee, show you what you're overpaying, and present a side-by-side comparison. No strings attached, completely free.

In many cases, yes. We can often reprogram your existing terminals to work with our processing network. If your equipment is outdated, we'll recommend an upgrade — and with qualifying processing agreements, hardware is provided free of charge.

Our POS systems include offline mode, which means you can continue processing transactions even without an internet connection. Transactions queue up and sync automatically once connectivity is restored.

Yes. Our restaurant POS includes table management, split checks, tip prompting, kitchen display systems, and menu management. It's built specifically for the fast-paced needs of food service operations.

No. We operate on month-to-month agreements because we believe our service should earn your business every month. You are never locked in, and there are no cancellation penalties or early termination fees.

We operate nationwide across all 50 states. Whether you're in New York, California, Texas, or anywhere in between, Paymovo can support your payroll and payment processing needs.

Simply fill out our free consultation form or call us at (347) 320-5538. A specialist will reach out within 2 business hours to learn about your business, review your current setup, and show you exactly how much you could save.

Still have questions?

Our specialists are available Mon–Fri 9AM–8PM ET and happy to walk you through anything.

Call (347) 320-5538

The Paymovo Blog

Expert insights on payroll, payments, and growing your business.

Payroll💼

June 2026 · 5 min read

How to Choose the Right Payroll Provider for Your Small Business

Not all payroll providers are created equal. Here's exactly what to look for — and the red flags to avoid — before you sign anything.

Read Article →
Payroll🤝

May 2026 · 6 min read

ADP vs. Doing Payroll Yourself — What It Really Costs You

Manual payroll feels free — until you calculate the hours, errors, and IRS penalties. We break down the real numbers side by side.

Read Article →
Payroll⚠️

April 2026 · 4 min read

Common Payroll Mistakes Small Businesses Make (and How to Avoid Them)

From misclassifying employees to missing tax deadlines — these are the mistakes that cost businesses thousands every year.

Read Article →
Payments💳

June 2026 · 5 min read

Why Your Credit Card Processing Fees Are Higher Than They Should Be

Most businesses are overpaying by 20–40% and don't even know it. Here's how processors hide fees — and how to fight back.

Read Article →
Payments🔍

May 2026 · 7 min read

How to Read Your Merchant Statement and Spot Hidden Fees

Your monthly statement is intentionally confusing. This plain-English guide walks you through every line item and shows you where the money goes.

Read Article →
Payments💵

March 2026 · 4 min read

Cash vs. Card — What Small Businesses Need to Know in 2026

Going cash-only to avoid fees? The math might surprise you. Here's what the data actually says about cash vs. card for revenue.

Read Article →
Industry🍽️

June 2026 · 6 min read

The Restaurant Owner's Guide to Payroll and Tipping Compliance

Tip pooling, tip credits, overtime for tipped employees — restaurant payroll is uniquely complex. Here's what you need to stay compliant.

Read Article →
Industry🔨

April 2026 · 5 min read

How Contractors Can Simplify Crew Payroll on Job Sites

Managing W-2 employees, 1099 subs, and prevailing wage jobs all at once? Here's how to run payroll for your crew without losing your mind.

Read Article →
Industry🏥

February 2026 · 5 min read

What Medical Offices Need to Know About Payment Processing

HIPAA compliance, HSA/FSA cards, insurance co-pays — medical billing is different. Here's how to get it right without the headaches.

Read Article →
Business Growth📈

May 2026 · 5 min read

5 Ways Small Businesses Waste Money on Back-Office Costs

Processing fees, payroll markups, redundant software — here are the five biggest money leaks and how to plug them fast.

Read Article →
Business Growth🚀

March 2026 · 4 min read

How to Switch Payroll Providers Without Missing a Pay Cycle

Scared of switching because something might go wrong on payday? This checklist makes the transition completely seamless.

Read Article →
Business Growth

January 2026 · 6 min read

The Hidden Cost of Doing Payroll Manually

When you add up the time, errors, late filings, and stress — manual payroll is costing you far more than you think.

Read Article →

Ready to stop overpaying?

Get a free savings analysis and see exactly what Paymovo can do for your business.

Privacy Policy

Last updated: January 1, 2024

Paymovo Payroll Solutions ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or submit a form.

1. Information We Collect

We collect information you provide directly to us, including:

  • Name, business name, phone number, and email address
  • Business type and monthly processing volume
  • Number of employees
  • Messages sent through our chat widget or contact form

We also automatically collect certain information when you visit our site, including IP address, browser type, pages visited, and time spent on pages.

2. How We Use Your Information

  • Respond to your inquiries and provide free consultations
  • Connect you with ADP and our network of service providers
  • Send you information about our services (you may opt out at any time)
  • Improve our website and marketing
  • Comply with legal obligations

3. How We Share Your Information

We do not sell your personal information. We may share it with:

  • ADP — as an authorized referral partner when you request payroll services
  • Service providers — vendors who assist with email delivery, analytics, etc.
  • Legal requirements — when required by law or to protect our rights

4. Cookies & Tracking

We use cookies and tracking technologies including Meta Pixel, Google Analytics, and LinkedIn Insight Tag. You can disable cookies in your browser settings at any time.

5. Data Security

We implement industry-standard security measures including SSL encryption. No method of transmission over the internet is 100% secure.

6. Your Rights

  • Request access to the personal information we hold about you
  • Request correction or deletion of your information
  • Opt out of marketing communications at any time

To exercise any of these rights, contact us at info@paymovo.com.

7. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

8. Contact Us

Paymovo Payroll Solutions

244 5th Ave, Ste. E225, New York, NY 10001

Phone: (347) 320-5538

Email: info@paymovo.com

Get a Free Quote
A specialist will reach out within 2 hours.

🔒 Secure and never shared.

1
Before you go
Find out what you're actually overpaying.
See exactly how much businesses like yours save on payroll and payment fees. Free, no pressure, no obligation.
DB
MR
SA
JL

Joined 3,000+ owners already saving ★★★★★

No spam. Unsubscribe anytime.

Progress saved

Privacy Policy

Last updated: January 1, 2024

Paymovo Payroll Solutions ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or submit a form.

1. Information We Collect

We collect information you provide directly to us, including:

  • Name, business name, phone number, and email address
  • Business type and monthly processing volume
  • Number of employees
  • Messages sent through our chat widget or contact form

We also automatically collect certain information when you visit our site, including IP address, browser type, pages visited, and time spent on pages.

2. How We Use Your Information

  • Respond to your inquiries and provide free consultations
  • Connect you with ADP and our network of service providers
  • Send you information about our services (you may opt out at any time)
  • Improve our website and marketing
  • Comply with legal obligations

3. How We Share Your Information

We do not sell your personal information. We may share it with:

  • ADP — as an authorized referral partner when you request payroll services
  • Service providers — vendors who assist with email delivery, analytics, etc.
  • Legal requirements — when required by law or to protect our rights

4. Cookies & Tracking

We use cookies and tracking technologies including Meta Pixel, Google Analytics, and LinkedIn Insight Tag. You can disable cookies in your browser settings at any time.

5. Data Security

We implement industry-standard security measures including SSL encryption. No method of transmission over the internet is 100% secure.

6. Your Rights

  • Request access to the personal information we hold about you
  • Request correction or deletion of your information
  • Opt out of marketing communications at any time

To exercise any of these rights, contact us at info@paymovo.com.

7. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

8. Contact Us

Paymovo Payroll Solutions

244 5th Ave, Ste. E225, New York, NY 10001

Phone: (347) 320-5538

Email: info@paymovo.com